An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. An insufficient balance may result from:
We can cover your overdrafts in two different ways:
We do authorize and pay overdrafts for the following types of transactions:
We do not authorize and pay overdrafts for the following types of transactions unless you ask us to (see below):
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.
If we do not authorize and pay an overdraft, your transaction will be declined.
If you also want us to authorize and pay overdrafts on ATM and everyday debit card transactions, call 864-877-2000, or complete and submit the form below.
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